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TEEN DRIVING'S A HARD BARGAIN -- HERE'S HELP

01.11.09

The surest way to keep teens safe is to keep them off the streets and roads.

But living in South Florida often requires teens to drive to school, sporting events and part-time jobs. Once they take the wheel, they need insurance coverage.

Adding an autopilot policy adolescence family insurance can easily double and triple the annual cost.

The auto insurance rates are high because young drivers pose a risk to insure.

`` The data on deaths among adolescents and accidents is surprisingly difficult, especially for men.This is why rates are so high,''says Robert Hunter, director of insurance for the Consumer Federation of America.

The motor vehicle crashes are the No. 1 cause of death among adolescents in the United States, the death rate for drivers 16 to 19 years is four times that of drivers aged 25 to 69 years.

Nowadays, it's not just alcohol and drugs that could impair driving teenagers. SMS on their cellphones or playing with their iPods could also distract them. Insurers make a big effort to highlight the dangers of driving with these distractions.

Source: MiamiHerald.com